Free multi-currency subscription calculator
Turn every currency and billing cycle into one monthly total.
Add subscriptions and repeating bills in different currencies, mix daily through yearly schedules, and instantly compare what they cost per month and per year.
Your recurring expenses
Choose a currency for each expense. New expenses default to USD.
Cost overview
Show totals in USD
Estimated monthly total
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Loading the latest exchange rates…
Annual cost
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Expenses
2
Largest monthly impact
Streaming
$12.99 per month
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Only the total, currency, and expense count are shared—never names or individual amounts.
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Why this calculator is different
Compare the bill you actually pay—not an imaginary single-currency list.
A streaming plan might be charged in dollars, cloud storage in euros, and a professional tool in pounds. Adding those numbers directly produces a meaningless total. Budgeta first converts every expense into your selected comparison currency, then normalizes its billing schedule into a monthly equivalent.
The original amount remains visible, while the combined total answers the practical question: approximately how much do all of these recurring commitments cost me each month and year?
Convert currencies
Each expense is converted into the display currency using Budgeta's latest available rate table.
Normalize billing cycles
Daily, weekly, monthly, twice-monthly, quarterly, and yearly charges become comparable monthly costs.
Add the converted values
Monthly equivalents are added together, then multiplied by 12 for the annual planning estimate.
A concrete example
Monthly and yearly plans belong in the same calculation.
Imagine a $12.99 monthly streaming plan, €59.99 per year for cloud storage, and a £6.49 monthly music subscription. The calculator converts the euro and pound charges into your chosen display currency, divides the yearly storage plan by 12, and combines the three monthly equivalents.
This is a planning estimate, not a prediction of the exact amount on a future card statement. Exchange rates move, and banks or card providers may add their own spread or foreign-transaction fee.
amount × 365.2425 ÷ 12amount × 365.2425 ÷ 7 ÷ 12amountamount × 2amount ÷ 3amount ÷ 12Common questions
What to know before using the result
Can I calculate subscriptions in different currencies?
Yes. Choose a currency for every expense, then choose one display currency for the combined monthly and annual totals.
How are yearly and quarterly subscriptions converted?
Yearly costs are divided by 12 and quarterly costs by 3. Weekly and daily costs use annual averages so different billing schedules remain comparable.
Does Budgeta receive the expenses I enter?
No. Names, amounts, billing cycles, and calculated results stay in your browser. The page only downloads Budgeta's public exchange-rate table.
Are exchange-rate totals exact billing amounts?
No. They are planning estimates based on the latest available rates. Your card provider may apply a different rate or add foreign-transaction fees.
Can I save the calculation?
The free calculator is designed for quick comparisons. Create a free Budgeta account when you want to save expenses and keep renewal dates organized.
Annual subscription guide
Find the true yearly cost of monthly subscriptions
Learn what to include, how to handle mixed billing schedules, and how to run a useful subscription audit.
Read the guideMulti-currency guide
Track subscriptions across countries and currencies
See how to preserve original prices while maintaining one useful comparison total.
Read the guide