Terms of Service

    Last updated: August 27, 2025

    1. Acceptance of Terms

    By accessing and using Budgeta ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

    2. Description of Service

    Budgeta is a recurring expense tracking application that allows users to monitor and manage their subscription costs and recurring payments. The Service helps users track expenses like streaming subscriptions, gym memberships, and other recurring charges.

    3. No Financial Advice / Accuracy

    No Financial Advice
    The Service is an organizational tool for tracking expenses. It does not provide financial, tax, legal, investment, or accounting advice. You are solely responsible for any decisions you make using the Service.

    Data Accuracy
    You are responsible for entering and maintaining accurate information. We do not guarantee the accuracy or completeness of any calculations, currency conversions, or projections.

    4. User Accounts and Security

    To use the Service, you must create an account. You are responsible for maintaining the confidentiality of your login credentials and for all activities under your account. Notify us immediately of any unauthorized use. We may suspend or terminate access if we suspect misuse.

    5. Acceptable Use

    You agree to use the Service only for lawful purposes and in accordance with these Terms. You agree not to use the Service to:

    • Violate any applicable laws or regulations
    • Infringe upon the rights of others
    • Transmit harmful, offensive, or inappropriate content
    • Attempt to gain unauthorized access to the Service
    • Interfere with or disrupt the Service or its infrastructure
    • Attempt to reverse engineer or circumvent security measures
    • Upload malicious code or content that infringes third-party rights
    • Use automated means to access the Service except via our documented APIs

    6. Data and Privacy

    Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the Service, to understand our practices regarding the collection and use of your information.

    7. Service Availability

    We strive to provide a reliable service, but we do not guarantee that the Service will be available at all times. The Service may be temporarily unavailable due to maintenance, updates, or other factors beyond our control.

    8. Service Availability and Modifications

    Modifications and Beta Features
    We may add, change, or remove features at any time. Some features may be released as beta and could be unstable or change without notice.

    9. Disclaimer of Warranties

    The Service is provided "AS IS" and "AS AVAILABLE" without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Service will be uninterrupted, secure, or error-free.

    10. Limitation of Liability

    To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or any loss of data, profits, revenue, or business, arising from or related to your use of the Service.

    Our total liability for any claim relating to the Service shall not exceed the greater of €10 or the amounts you paid to us for the Service in the 12 months preceding the event giving rise to the claim.

    Some jurisdictions do not allow certain exclusions or limitations of liability; in such cases, these limits apply to the fullest extent permitted by law.

    10a. No Warranty on Data Loss

    We do not guarantee that any data you store in the Service will remain available, accurate, or complete. Data may be lost due to software bugs, server failures, account deletion, or other technical issues. You acknowledge that you use the Service at your own risk and that we have no obligation to recover or restore any lost data.

    10b. User Responsibility for Backups

    You are solely responsible for maintaining your own copies of any data you enter into the Service. We recommend that you regularly export or back up your data. Any exported files you create are your responsibility to store securely and protect from unauthorized access. We are not liable for any loss of data or for failure to maintain backup copies.

    11. Indemnification

    You agree to indemnify and hold us harmless from any claims, damages, liabilities, and expenses (including reasonable legal fees) arising out of your misuse of the Service or violation of these Terms.

    12. Changes to Terms

    We reserve the right to modify these Terms at any time. We will notify users of any material changes by updating the "Last updated" date at the top of this page. Your continued use of the Service after such changes constitutes acceptance of the new Terms.

    13. Governing Law and Venue

    These Terms are governed by the laws of Serbia, without regard to conflicts of law principles. You agree to the exclusive jurisdiction of the courts located in Belgrade, Serbia to resolve any dispute arising from these Terms or the Service.

    If you are a consumer in a jurisdiction that provides mandatory consumer protections or venue rules, this clause does not deprive you of those protections.

    14. Contact Information

    If you have any questions about these Terms of Service, please contact us through the contact form available in the application. We do not provide direct email support.

    15. Severability and Entire Agreement

    If any provision of these Terms is found unenforceable, the remaining provisions will remain in full force. Our failure to enforce any right is not a waiver. These Terms constitute the entire agreement between you and us regarding the Service and supersede prior agreements.